What risks are covered by the insurance policy

Travel health insurance covers the following risks:
Call for emergency assistance and transfer of the insured to a doctor or medical institution;
Payment for inpatient and outpatient treatment;
Transportation to the country of permanent residence for medical reasons;
emergency dental care;
Reimbursement for prescription drugs;
Reimbursement of expenses for urgent telephone conversations with an assistance company; Return of the body and remains to their homeland.

What does not cover
The insurance does not cover:
treatment of chronic diseases and the consequences of diseases that began before the purchase of the insurance policy;
treatment of any sexually transmitted diseases;
treatment of mental disorders and various consequences resulting from an attack or exacerbation of a mental illness.

Basic insurance coverage does not include insured events that occurred due to:
an accident, if the insured person drove a vehicle without a driver’s license, violated traffic rules or was driving while intoxicated;
drug, alcohol or toxic intoxication;
armed conflicts, riots, uprisings, terrorist attacks, strikes, coups, etc.;
war, use of nuclear or other weapons of mass destruction, radiation exposure;
the impact of other factors that began to operate before the issuance of the insurance policy.